5 Reasons to Refinance Your Home in 2026

When most people hear the word refinance, one idea comes to mind: lower my interest rate, lower my payment. Done. And while that's absolutely the most common reason homeowners refinance — and a very good one — it's far from the only one. The better way to think about refinancing is as a financial to

Why Buyers Should Speak With a Lender Before Touring Homes

  Touring homes is one of the most exciting parts of buying a house. It is easy to start scrolling through listings, scheduling showings and imagining yourself in a new home before speaking with a mortgage lender. However, beginning the process with a lender can save you time, reduce stress and help

What Credit Score Do You Need to Buy a House?

What Credit Score Do You Need to Buy a House? Your credit score is one of the first things a mortgage lender will review when you apply to buy a home. However, there is no single credit score required for every borrower or every mortgage program. Some buyers may qualify with a credit score in the 50

How Overtime, Bonuses and Commission Income Are Calculated When Applying for a Mortgage

Many homebuyers earn more than a standard hourly wage or fixed salary. Overtime, performance bonuses and sales commissions can represent a significant portion of your total compensation—but the amount deposited into your bank account is not necessarily the amount a mortgage lender can use. When revi