Your VA Disability Rating Is Worth More Than You Think: Texas Property Taxes and the VA Funding Fee Explained

  If you have a VA disability rating, you are almost certainly sitting on benefits that no one has ever fully explained to you. That's not an exaggeration. At Clarity Home Lending, we work with veterans across the Dallas-Fort Worth Metroplex every day, and one of the most consistent conversations we

5 Things You Must Do Before Applying for a Home Loan

  Most people spend more time researching a car purchase than they do preparing for a home loan. And it's understandable — buying a home can feel overwhelming, and the mortgage process in particular has a reputation for being confusing, opaque, and full of surprises. But here's the thing: the surpri

North Texas Market & Interest Rate Update — July 2026

Where Rates Stand Right Now Mortgage rates have been stuck in a frustratingly tight band for most of the summer — and last week added some volatility. Here's what the data shows: As of July 9, 2026, the 30-year fixed-rate mortgage averaged 6.49% according to Freddie Mac's weekly survey — up from 6.4

3 Simple Ways to Build Equity and Pay Off Your Mortgage Faster

  Your mortgage payment is probably the most predictable line item in your budget. Same amount, same due date, every single month. For most homeowners, it just becomes background noise — an automatic transfer that happens and gets forgotten until next month. But here's what a lot of homeowners don't