North Texas Market & Interest Rate Update — July 2026

Where Rates Stand Right Now Mortgage rates have been stuck in a frustratingly tight band for most of the summer — and last week added some volatility. Here's what the data shows: As of July 9, 2026, the 30-year fixed-rate mortgage averaged 6.49% according to Freddie Mac's weekly survey — up from 6.4

5 Reasons to Refinance Your Home in 2026

When most people hear the word refinance, one idea comes to mind: lower my interest rate, lower my payment. Done. And while that's absolutely the most common reason homeowners refinance — and a very good one — it's far from the only one. The better way to think about refinancing is as a financial to

3 Simple Ways to Build Equity and Pay Off Your Mortgage Faster

  Your mortgage payment is probably the most predictable line item in your budget. Same amount, same due date, every single month. For most homeowners, it just becomes background noise — an automatic transfer that happens and gets forgotten until next month. But here's what a lot of homeowners don't

Why Buyers Should Speak With a Lender Before Touring Homes

  Touring homes is one of the most exciting parts of buying a house. It is easy to start scrolling through listings, scheduling showings and imagining yourself in a new home before speaking with a mortgage lender. However, beginning the process with a lender can save you time, reduce stress and help