Prevent Frozen Pipes: Essential Tips to Safeguard Your Plumbing

The winter season brings festive holidays, cozy evenings by the fire, and, unfortunately, the potential headache of frozen pipes here in Texas. Frozen pipes not only leave you without running water but can also lead to costly repairs. Let's dive into understanding the risks and learn how to protect

A Smart Way to Know When to Refinance? Set Your Strike Rate

If you’re a homeowner, you’ve probably thought this at least once: “If rates drop just a little more, I should refinance.” But how much is “a little more”? What’s your number? That’s where the idea of a strike rate comes in — and why setting one could be the smartest move you make. What’s a Strike

Why DSCR Loans Could Be a Game Changer for First-Time Investors

Real estate investing is one of the most powerful ways to build long-term wealth, but securing financing isn’t always easy—especially for first-time investors. Traditional mortgages often require detailed income documentation and can be limited by personal debt-to-income (DTI) ratios. That’s where

How to Buy a Home with a VA-Backed Loan in Dallas–Fort Worth

At Clarity Home Lending, we proudly support veterans, active-duty service members, and their families in the Dallas–Fort Worth area by making the VA home loan process simple, clear, and stress-free. Here's your step-by-step guide to buying a home with a VA-backed loan through a trusted local lender